Tornadoes, earthquakes, and flooding have all been in the news recently. You never know when a major catastrophe may occur. It is a good idea to have an emergency kit prepared in advance. Some items to include in your emergency kit are…
Madia Insurance offers the following three main types of personal insurance:
We all know someone who has been in a car accident. Auto insurance protects us and gives us peace of mind. Everyone should examine their auto insurance policy closely to ensure their assets are protected, not only from actual damage, but also loss from a liability claim and resulting lawsuit.
Madia Insurance is here to help you know what types of coverage are available and to help you select proper coverage limits. Five areas of auto insurance coverage you should be aware of are:
Your home is not only the place you feel most comfortable, but it also houses all of your valued possessions. Protecting your home from damage due to fire, lightning or loss from vandalism or theft will give you peace of mind in knowing that when an incident does occur, your homeowners insurance will restore your home to its previous condition.
At Madia Insurance, we help you determine the best homeowners policy for you. We also offer renters insurance and condo insurance. If an incident does occur, we are here to help you recover your losses and make you feel “at home” again.
There are many types of specialty insurance policies that can be purchased. A few types of specialty insurance we offer and their description include:
Umbrella: This type of policy provides an additional $1,000,000 of liability coverage, in addition to the liability limits of your personal policies such as your auto and home policies. Amounts higher than $1,000,000 are also available.
Mine Subsidence: Damage from a mine subsidence incident is not covered under a homeowners policy and must be purchased separately.
Flood: Flooding is not covered under a homeowners policy and must be purchased separately.
Jewelry: There is limited coverage for jewelry as well as for other categories of personal property such as guns and silverware under a homeowners policy. You may purchase additional coverage by adding a rider onto your homeowner’s policy or by purchasing a separate policy.
Motorcycle Insurance: A separate policy can be purchased to insure a motorcycle for liability and physical damages.
Boat Insurance: A separate policy can be purchased to insure a boat for physical damages and liability.
Some of the other types of personal insurance that can be purchased from Madia Insurance include: ATV, landlord, snowmobile, trailer, and wedding insurance.
