Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...
Introducing the YourTurn Program
Posted: May 26, 2021
Our roads are full of distractions that lead to unsafe driving behaviors, especially for young drivers. Every year, distracted driving causes thousands of deaths in the U.S. That’s where our driving safety app, YourTurn®, comes in.1 By measuring certain criteria such as speeding, hard braking, and phone usage, the YourTurn program helps to make drivers of all ages more aware of their driving behaviors and...
Are You Covered When an Employee Claims Harassment or Discrimination?
Posted: May 26, 2021
You probably never want to imagine a situation in which an employee, a former employee, or an employment candidate sues your business for sexual harassment or discrimination (on the basis of, for example, age, sex, race, or disability). Unfortunately, though, it does happen. Sexual harassment has been in the news media spotlight a lot lately, following allegations of inappropriate behavior made against celebrities and public...
Essential Life Jacket Tips for Boaters
Posted: May 25, 2021
What Are the Different Types of Life Jackets? There’s a wide variety of life jackets on the market with options to fit every age, size, and water-bound recreational activity. You can find designs specifically tailored for recreational boating and water sports like skiing and riding on personal watercrafts, as well as styles for hunting, fishing, paddle sports (such as canoeing, kayaking, and paddleboarding), and offshore...
Can a Life Insurance Beneficiary Decline?
Posted: May 22, 2021
The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to decline? What is a Beneficiary? A beneficiary is a person...