15 Signs It Might Be Time to Have an Insurance Agent
Posted: March 9, 2021
Why do you need an insurance agent? Insurance agents are professionals who know the nuances of the industry. Although you can shop for quotes, policies, or endorsements by yourself, it’s best to have an expert by your side to help you understand the best coverage options for you and your family. (Related: 9 Life Changes to Tell Your Insurance Agent About) Here are some advantages...
Preparing for the Life Insurance Examination
Posted: March 7, 2021
The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...
Avoiding Workers’ Comp Fraud
Posted: March 4, 2021
Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses. How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...
Do You Have the Right Coverage for Your Roof?
Posted: March 2, 2021
Roofing insurance claims can be complicated. That’s why it’s so important to have the right homeowners coverage for your roof. Replacing a roof is one of the most expensive home projects a homeowner will encounter. According to Home Advisor, the 2020 national average a homeowner will spend on installing a new roof is more than $8,000. While you can save up over months or years to...
Do I Need Different Insurance for a Vacation Home?
Posted: March 1, 2021
If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...